Myfy Privacy, Consents & Authorities

Version Date: June 1, 2024

Introduction This document explains how Myfy Pty. Ltd. ("Myfy," "we," "us") manages your Personal and Credit Information under the Privacy Act 1988 (Cth). By submitting your details on our website, you consent to these terms.


Definitions

• Myfy: Myfy Pty. Ltd., our employees, contractors, associates, and related entities.
• Credit Information: Defined as per the Privacy Act 1988 (Cth).
• Personal Information: Information from which your identity is apparent or can be reasonably ascertained.

Authorizations By submitting your details, you authorize Myfy to act as your agent for finance or insurance applications, including referring, introducing, and managing your applications, completing application information, and communicating with product providers on your behalf.


Collection and Use of Information We may collect and use your Personal and Credit Information to:

• Source commercial and consumer credit, and insurance.
• Monitor your credit conduct.
• Analyze your credit needs.
• Support guarantor applications.
• Improve our services and product offerings.

Disclosure of Information Your information may be shared with:

• Product providers.
• Potential guarantors.
• Identity verification services.
• Service providers assisting in your credit application.
• Legal and regulatory bodies as required by law.

Overseas Information Transfer Your information may be stored or processed on servers located overseas, adhering to strict data protection standards.


Specific Consents By submitting your details, you consent to:

• Myfy and product providers obtaining your Credit Information from credit reporting bodies (CRBs).
• Myfy accessing your banking transaction data for credit analysis and service improvement.
• Receiving direct marketing communications from Myfy, unless you opt-out.
• Myfy contacting your nominated parties (e.g., accountants, financial advisers) to verify your information.
• Myfy electronically recording communications related to your finance application.
• Receiving documents and communications from Myfy electronically under the Electronic Transactions Act 1999 (Cth).
• Using an electronic signature to execute this document and other related documents.

Your Rights Our Privacy Policy explains your rights to access and correct your information, and how to address any concerns regarding breaches of the Privacy Act.


Amendments and Access This policy may be updated periodically. Any changes will be communicated through our website. You have the right to access and correct your information as detailed in our full privacy policy.


Complaints For any questions or complaints regarding our privacy practices, contact us at:

• Email: privacy@myfy.com.au
• Phone: 1300 617 673
• Address: Ground floor, 100 Douglas Parade, Williamstown, VIC 3016, Australia

Schedule of Product Providers Includes but is not limited to:

• Australia and New Zealand Banking Group (ANZ)
• Commonwealth Bank of Australia (CBA)
• National Australia Bank (NAB)
• Westpac Banking Corporation (Westpac)
• St. George Bank
• Bank of Queensland
• Judo Bank Pty Ltd
• Macquarie Group
• Suncorp Australia
• Angle Finance
• Australian Motorcycle and Marine Finance Pty. Ltd.
• AutoPay (MoneyMe Financial Group Pty Ltd)
• Automotive Financial Services Pty Ltd
• Azora Finance Pty Ltd
• Bigstone Finance Pty Ltd
• BizCap AU Pty Ltd
• Branded Financial Services
• Capital Finance Australia Limited
• Cashflow Finance Australia Pty Ltd
• Classic Funding Group
• Finance One Commercial Pty Ltd
• Finstro Holdings Pty Ltd
• Firstmac Asset Funding Pty Ltd
• Flexfleet Pty Ltd
• GetCapital Pty Ltd
• Group and General Finance Pty Ltd
• Grow Finance Pty Ltd
• Latitude Auto Financial Services
• Latitude Personal Finance Pty Ltd
• LaTrobe Financial
• Larrijade Pty. Limited (Drive Finance)
• Leasewise Australia Pty Ltd
• Liberty Financial Pty Ltd
• Metro Finance
• Moneytech Services Pty Ltd
• Morris Finance Ltd
• Multipli Pty. Limited
• NTI Limited
• On Deck Capital Australia Pty Ltd
• ORDE Financial Pty Ltd
• Pepper Group Pty Limited
• Plenti Pty Limited
• Prospa Advance Pty Ltd
• Quest Finance Australia Pty Ltd
• Resimac Asset Finance Pty Ltd
• Scottish Pacific Business Finance Pty Ltd
• Shift Financial Pty Ltd (formerly Get Capital)
• Silver Chef Rentals Pty Ltd
• Specialist Equipment Leasing Finance Company Pty Ltd (SELFCO)
• Sonder Finance Pty Ltd
• TL Rentals Pty Ltd
• True Pillars Pty Ltd
• United Loan Solutions Pty Ltd (Gedda Money)
• Wisr Finance Pty Ltd
• Yamaha Motor Insurance Australia Pty Ltd (Australian Motorcycle & Marine Finance)

By submitting your details, you acknowledge your agreement to these terms and consent to the practices described herein.