Funding that fits your business.Sorted in a single afternoon.
Compare real offers from Australia’s top lenders in under 30 seconds, and get money in your account in as little as 24 hours. Free quote, no credit hit.
- No credit hitCompare freely
- 24-hour fundingOn most loans
- Smart matching75+ lenders
Funded just now
$120,000 · café fitout
4.9/5 from 120+ reviews
Funded businesses
0+
Lender partners
0+
Decision time
0hrs
Customer rating
4.9/5
Compare offers from the lenders trusted by Australian businesses
What we fund
Six ways to put money to work.
Pick a product or skip ahead — we will walk you through which one suits in 30 seconds.
Why Myfy
The point of difference is the difference.
Most loan brokers send your details to whoever pays them most. We don’t. Here’s what that looks like in practice.
Built around you, not the lender.
We will tell you when to walk away from a deal — even our own. No hard sell, no pressure, no recommendations we wouldn’t take ourselves.
Genuinely fast.
Quote in 30 seconds. Full application in 8 minutes. Funds, on most loans, within 24 hours of a signed contract.
75+ lenders, one conversation.
Bank, fintech, specialist, asset financier — they all have to compete for your business in a single screen.
Nothing hidden.
Fees, rates, fine print, exit costs — laid out before you sign. If a lender plays games, we drop them.
What you get
Ten reasons it just works.
Each of these is something we obsess over until it disappears into the background. That's the point — you stop noticing the application and start running your business.
Side-by-side comparison
See real offers from multiple lenders in one screen — rates, fees, terms, all aligned.
Apply in minutes
A 30-second quote, an 8-minute application. Pre-fill, sign, send.
24-hour funding
Most loans settle within a single business day of a signed contract.
Bank-grade security
Read-only bank-data access, encrypted at rest and in transit. We never see your password.
Upload once, share once
Documents go through a single secure pipeline. No emailing PDFs to lender call centres.
A real human, on the line
No chatbots, no offshore call centres. Australian advisors on phone and chat, weekdays until 7pm.
Funds straight to you
Direct deposit on settlement — no waiting for cheques, no third-party escrow.
Built for growth
Limits that grow with your business. Strong track record? Higher limits, sharper rates.
Lenders compete for you
75+ lenders compete in a single screen. The result: cheaper rates, better terms, less leg-work.
75+ lenders, one panel
Banks, fintechs, asset financiers and specialists — all in one curated marketplace.
Run the numbers
See it in your currency before applying.
Move the sliders, pick a purpose, get an instant indicative repayment. Then compare with real offers from real lenders.
See what it might cost.
Indicative figures only — your actual rate depends on your business profile.
Indicative weekly
per week, over 24 months
Monthly
0
Total
0
Indicative APR
11.9%
Free quote · no credit impact at this stage
How it works
From idea to funded — three small steps.
Designed to feel less like a bank application and more like booking a flight.
- Step 1
Tell us what you need
A 30-second form: how much, what for, and a few details about your business. No credit pull at this stage.
- Step 2
See real offers, side by side
Our AI matches you with lenders likely to approve you. You see written offers — rates, fees, terms — in one screen.
- Step 3
Choose, sign, get funded
Pick the offer that suits you. Most loans settle within 24 hours of a signed contract. We stay with you to handover.
A look inside
Smarter matches. Better funding.
Compare top business loans in one place and get funded faster with Myfy. Pick a screen below to see what each part of the journey looks like.
See it in action
Sixty seconds, start to finish.
From application to written offers — watch how Myfy turns ten broker calls into a single tap.
In their words
What it actually feels like to work with us.
Real stories from real businesses we have helped fund this year. Scroll to flip through.
“We had three weeks to fit out the new café before lease handover. Myfy matched us with a lender on a Tuesday and the cash hit our account on Thursday. The team felt like an actual person, not a portal.”
“Comparing offers ourselves had us drowning in PDFs. With Myfy we saw four real, written offers side-by-side in one screen. Picked the cheapest and got six weeks no repayments while the new fleet kicked over.”
“I was nervous about a tax debt loan — felt like admitting defeat. The Myfy advisor walked me through what each lender actually wanted, and we settled the ATO bill in five days. Totally changed the back half of our year.”
“Used the line of credit twice this year — once for a big inventory buy, once when a client paid late. Cleaner than a credit card, way cheaper, and I only pay for what I use.”
The fine print, made readable
Questions, answered.
If something is not here, call 1300 617 673 or open the chat — there’s a real human at the other end.
We answer the awkward questions up front because lending should be transparent. If anything below feels like marketing rather than an answer, tell us — we’ll fix it.
See all FAQsWe compare unsecured small business loans, lines of credit, equipment finance, commercial vehicle finance (trucks, buses, utes, vans), commercial property loans, and ATO/tax debt funding. If your business needs money, we probably have an option for you.
Meet the team
Real humans, real care.
The team
Real people, on the line when you call.
Engineers, lenders, customer specialists — all in one Sydney office, all with skin in the game. We hire people we want to take the call ourselves.
- Sarah WhitfordFounder & CEO
- Diana KowalskiHead of Lending
- James ChenHead of Engineering
Ready when you are
Six minutes between you and a real offer.
Free quote, no obligation, no credit impact. Take a look, decide later.