Myfy

Our products

Funding shapes for every stage of your business.

From a few thousand to clear an ATO bill, to a multi-million-dollar property purchase — six products, one shortcut to a real lender.

Small business loan

Unsecured funding designed for everyday operating costs. Hire faster, restock smarter, ride out a slow month, or finally launch that campaign — without burning your reserves.

  • No security required up to $150,000
  • Approval often within the same day
  • Weekly, fortnightly or monthly repayments
  • Pay it out early with zero penalties
Quote for small business loan

Loan range

$10k – $750k

Term

3 – 60 months

Decision

~24 hours

Line of credit

Approve once, then draw down whenever cash flow tightens or an opportunity shows up. Only pay interest on what you actually use, repay it back, and the limit refills.

  • Pay interest only on funds drawn
  • No drawdown or unused-line fees
  • Manage from your phone, 24/7
  • Higher limits for stronger trading histories
Quote for line of credit

Loan range

$5k – $750k

Term

Revolving

Decision

~24 hours

Truck, bus & car

Commercial vehicle finance for utes, vans, trucks, buses or fleet cars. Tax-effective structures available. We work with sole traders, ABN-only applicants, and self-employed buyers.

  • No deposit required in most cases
  • New and used commercial vehicles
  • Self-employed and bad-credit options
  • Chattel mortgage, hire purchase or rental
Quote for truck, bus & car

Loan range

$10k – $500k

Term

12 – 60 months

Decision

~24 hours

Equipment finance

From coffee machines to CNC routers, ovens to dental chairs. Spread the cost over the life of the asset and keep working capital where it should be — in the business.

  • New and used equipment, any industry
  • No or low deposit options
  • Balloon payment structures available
  • Often tax-deductible — speak to your accountant
Quote for equipment finance

Loan range

$10k – $1M

Term

12 – 60 months

Decision

~24 hours

Commercial property

Specialist commercial mortgages from a panel of lenders that understand small business and self-employed borrowers. Low-doc and full-doc options.

  • Owner-occupied or investment
  • Up to 80% LVR for established businesses
  • Low-doc options for self-employed
  • Refinance, purchase or release equity
Quote for commercial property

Loan range

$200k – $5M

Term

Up to 25 years

Decision

~24 hours

Tax & ATO debt

Pay out GST, PAYG, BAS or income tax bills with funding designed for the purpose. Avoid director penalty notices and credit-record damage from disclosed tax debt.

  • Settle ATO debt fast
  • Avoid director penalty notices
  • Available for ABN holders 6+ months trading
  • Repayments structured around cash flow
Quote for tax & ato debt

Loan range

$10k – $750k

Term

6 – 36 months

Decision

~24 hours

Ready when you are

Six minutes between you and a real offer.

Free quote, no obligation, no credit impact. Take a look, decide later.