$10k – $750k · 3 – 60 months
Small business loan.
Unsecured funding designed for everyday operating costs. Hire faster, restock smarter, ride out a slow month, or finally launch that campaign — without burning your reserves.
Range
$10k – $750k
Rate
from 11.9% p.a.
Decision
Same-day decision
Who it suits: Owner-operators who need cash on hand to keep momentum
What you get
The details that make this work.
01
Borrow $10k to $750k
A loan size for any moment in the life of a business — covering a single hire, a marketing push, an inventory buy, or an opportunistic acquisition.
02
Unsecured up to $150k
No real-estate or asset security required for loans up to $150,000. Above that, a director’s guarantee or specific charge may apply — we’ll tell you upfront.
03
Settled in 24 hours
On most approved loans, funds clear into your account inside one business day of signing the contract.
04
No early-repayment penalties
Pay it out a year early and pay zero break costs. Most of our lender partners reward early payouts; the few who don’t are flagged before you sign.
See it in action
A look at small business loan inside Myfy.
Compare offers, read the fine print, and pick the right one in a single screen. Designed to feel calm — even when the deadline isn’t.
Try it free
Indicative repayment
A quick example, in your currency.
Indicative only — your actual rate depends on your business profile and the lender we match you with.
Borrow $75,000
Weekly
$814
Monthly
$3,527
Total over 24 months
$84,648
Eligibility, plain English
If most of these apply, you’ll likely be approved.
ABN active for at least six months
Australian-owned and based
Minimum $5,000/month in business deposits
No undischarged bankruptcy (past defaults are often fine)
Run the numbers
Estimate your repayment in real time.
See what it might cost.
Indicative figures only — your actual rate depends on your business profile.
Indicative weekly
per week, over 24 months
Monthly
0
Total
0
Indicative APR
11.9%
Free quote · no credit impact at this stage
The fine print, made readable
Questions about small business loan.
Yes. We have a panel of lenders that consider businesses with as little as six months trading. Rates may be a touch higher than for established operators, but it is genuinely accessible.
You might also like
Other Myfy products that pair well.
Ready when you are
Six minutes between you and a real offer.
Free quote, no obligation, no credit impact. Take a look, decide later.