How it works
Three steps. About six minutes. Then funded.
Most business owners we speak to are nervous about the first call. They shouldn't be — here's exactly what happens, in the order it happens.
The process
What we do, and what you do.
We do the heavy lifting on document-handling and lender comparison. Your job is to choose the offer that makes sense and keep running your business.
- Step 1
Tell us what you need
A 30-second form: how much, what for, and a few details about your business. No credit pull at this stage.
- Step 2
See real offers, side by side
Our AI matches you with lenders likely to approve you. You see written offers — rates, fees, terms — in one screen.
- Step 3
Choose, sign, get funded
Pick the offer that suits you. Most loans settle within 24 hours of a signed contract. We stay with you to handover.
Eligibility, plain English
If most of these apply, you'll likely be approved somewhere.
Different lenders prioritise different things. We match you with the ones whose appetite matches your profile — so the answer is usually yes.
You hold a valid ABN
Active for at least 6 months
Australian-owned and based
Sole traders, partnerships, companies
$5,000+ a month in business deposits
Most products. Higher for line of credit.
No undischarged bankruptcy
Past defaults are often fine
What you can trust
Security, privacy and fairness — the bits no one ever explains.
Bank-grade security
Read-only bank statement retrieval. We never see or store your password.
Smart pre-screen
Our model only contacts lenders likely to approve you, so your details stay private.
No surprises
Rates, fees, exit costs and security all shown before you sign anything.
You stay in control
Decline an offer with one click. We never lock you to a single lender.
Ready when you are
Six minutes between you and a real offer.
Free quote, no obligation, no credit impact. Take a look, decide later.