$10k – $1M · 12 – 60 months
Equipment finance.
From coffee machines to CNC routers, ovens to dental chairs. Spread the cost over the life of the asset and keep working capital where it should be — in the business.
Range
$10k – $1M
Rate
from 9.4% p.a.
Decision
24-hour decision
Who it suits: Operators investing in income-producing equipment
What you get
The details that make this work.
01
Any income-producing asset
Hospitality kit, manufacturing tools, medical and dental fit-out, IT and printing hardware, salon equipment, agricultural machinery — any tangible asset that earns revenue.
02
Balloon payment structures
Lower monthly repayments by deferring 20–40% to a balloon at the end of the term. Useful for matching repayments to the income the asset generates.
03
New and used assets
Up to 7 years old at end of term for most asset classes. Independent valuations arranged for unusual or specialist items.
04
Settle direct to the supplier
Funds paid to the equipment supplier on settlement, not to your account — simpler reconciliation and tax handling.
See it in action
A look at equipment finance inside Myfy.
Compare offers, read the fine print, and pick the right one in a single screen. Designed to feel calm — even when the deadline isn’t.
Try it free
Indicative repayment
A quick example, in your currency.
Indicative only — your actual rate depends on your business profile and the lender we match you with.
Borrow $90,000
Weekly
$546
Monthly
$2,366
Total over 48 months
$113,550
Eligibility, plain English
If most of these apply, you’ll likely be approved.
ABN active for 12+ months
Equipment quote or invoice
Proof of revenue (bank statements or BAS)
Personal guarantee from one director
Run the numbers
Estimate your repayment in real time.
See what it might cost.
Indicative figures only — your actual rate depends on your business profile.
Indicative weekly
per week, over 24 months
Monthly
0
Total
0
Indicative APR
11.9%
Free quote · no credit impact at this stage
The fine print, made readable
Questions about equipment finance.
Yes. Most lender partners accept used assets up to 7 years old at end of term. Specialist items get an independent valuation.
You might also like
Other Myfy products that pair well.
Ready when you are
Six minutes between you and a real offer.
Free quote, no obligation, no credit impact. Take a look, decide later.