$10k – $500k · 12 – 60 months
Truck, bus & car.
Commercial vehicle finance for utes, vans, trucks, buses or fleet cars. Tax-effective structures available. We work with sole traders, ABN-only applicants, and self-employed buyers.
Range
$10k – $500k
Rate
from 8.5% p.a.
Decision
4-hour decision

Who it suits: Tradies, transport operators, and any business adding wheels
What you get
The details that make this work.
01
Any commercial vehicle
Utes, vans, light and heavy trucks, prime movers, buses, fleet cars — new from a dealer or used from a private seller.
02
No-deposit options
Approved buyers can finance 100% of the drive-away cost. Deposit reduces the balance and the rate, but isn’t a hard requirement.
03
Three structure choices
Chattel mortgage (most common, asset on your balance sheet), hire purchase, or operating rental. Each has different tax and accounting implications — your accountant can advise.
04
Self-employed and ABN-only
Several lender partners accept self-employed and ABN-only applicants without requiring tax returns or company financials.
See it in action
A look at truck, bus & car inside Myfy.
Compare offers, read the fine print, and pick the right one in a single screen. Designed to feel calm — even when the deadline isn’t.
Try it free
Indicative repayment
A quick example, in your currency.
Indicative only — your actual rate depends on your business profile and the lender we match you with.
Borrow $60,000
Weekly
$307
Monthly
$1,332
Total over 60 months
$79,898
Eligibility, plain English
If most of these apply, you’ll likely be approved.
ABN holder (sole trader or company)
Driver’s licence and proof of identity
Vehicle quote or invoice from seller
6+ months trading for low-doc; otherwise full financials
Run the numbers
Estimate your repayment in real time.
See what it might cost.
Indicative figures only — your actual rate depends on your business profile.
Indicative weekly
per week, over 24 months
Monthly
0
Total
0
Indicative APR
11.9%
Free quote · no credit impact at this stage
The fine print, made readable
Questions about truck, bus & car.
Yes. We arrange title transfer and security registration as part of settlement. Bring the seller’s rego and a sale invoice.
You might also like
Other Myfy products that pair well.
Ready when you are
Six minutes between you and a real offer.
Free quote, no obligation, no credit impact. Take a look, decide later.