Myfy
All products

$10k – $500k · 12 – 60 months

Truck, bus & car.

Commercial vehicle finance for utes, vans, trucks, buses or fleet cars. Tax-effective structures available. We work with sole traders, ABN-only applicants, and self-employed buyers.

  • Range

    $10k – $500k

  • Rate

    from 8.5% p.a.

  • Decision

    4-hour decision

Truck, bus & car

Who it suits: Tradies, transport operators, and any business adding wheels

What you get

The details that make this work.

01

Any commercial vehicle

Utes, vans, light and heavy trucks, prime movers, buses, fleet cars — new from a dealer or used from a private seller.

02

No-deposit options

Approved buyers can finance 100% of the drive-away cost. Deposit reduces the balance and the rate, but isn’t a hard requirement.

03

Three structure choices

Chattel mortgage (most common, asset on your balance sheet), hire purchase, or operating rental. Each has different tax and accounting implications — your accountant can advise.

04

Self-employed and ABN-only

Several lender partners accept self-employed and ABN-only applicants without requiring tax returns or company financials.

See it in action

A look at truck, bus & car inside Myfy.

Compare offers, read the fine print, and pick the right one in a single screen. Designed to feel calm — even when the deadline isn’t.

Try it free
Truck, bus & car screen inside the Myfy app

Indicative repayment

A quick example, in your currency.

Indicative only — your actual rate depends on your business profile and the lender we match you with.

Borrow $60,000

Weekly

$307

Monthly

$1,332

Total over 60 months

$79,898

Eligibility, plain English

If most of these apply, you’ll likely be approved.

ABN holder (sole trader or company)

Driver’s licence and proof of identity

Vehicle quote or invoice from seller

6+ months trading for low-doc; otherwise full financials

Run the numbers

Estimate your repayment in real time.

Repayment estimator

See what it might cost.

Indicative figures only — your actual rate depends on your business profile.

Live preview
$75,000
$5k$200k$500k$750k
24 months
31224364860

Indicative weekly

0

per week, over 24 months

Monthly

0

Total

0

Indicative APR

11.9%

Approx. interest over the term: 0
Get my real offers

Free quote · no credit impact at this stage

The fine print, made readable

Questions about truck, bus & car.

Yes. We arrange title transfer and security registration as part of settlement. Bring the seller’s rego and a sale invoice.

Ready when you are

Six minutes between you and a real offer.

Free quote, no obligation, no credit impact. Take a look, decide later.