
Range
$20,000 – $2,000,000
Banjo Business Loan Express
12 mo bank feed + ATO Portal
Decision
1–2 days
Funding
1–3 days
Security
Optional
Products
4
Our network
Every lender on the panel is FBAA-accredited and passes our four-point test on pricing, contracts, settlement speed and human service. We add new ones when they earn it. We drop the ones that don't.
The full panel
Showing 14 of 14 lenders

Range
$20,000 – $2,000,000
Banjo Business Loan Express
12 mo bank feed + ATO Portal
Decision
1–2 days
Funding
1–3 days
Security
Optional
Products
4

Range
$5,000 – $7,500,000
Fast Business Loan
Bank statements + ID
Decision
3 hours
Funding
Same-day
Security
Sometimes
Products
6

Range
$5,000 – $1,000,000
Capify Small Business Loan
6 months bank statements + ID
Decision
Hours
Funding
24 hours
Security
Not required
Products
2

Range
$5,000 – $500,000
Dynamoney Business Term Loan
Bank statements
Decision
Same-day
Funding
24 hours
Security
Not required
Products
2

Range
$20,000 – $500,000
Funds Now Business Loan
Bank statements + ID
Decision
2 hours
Funding
Same-day
Security
Sometimes
Products
1

Range
$10,000 – $1,000,000
Lumi Business Loan
Bank statements, BAS, ATO position
Decision
24 hours
Funding
24 hours
Security
Not required
Products
2

Range
$25,000 – $500,000
Moneytech Business Loan
12 mo bank statements + ATO statements
Decision
24 hours
Funding
24–48 hours
Security
Not required
Products
1

Range
$10,000 – $500,000
Moula Business Loan
Linked bank data 6mo+ + ATO ICA
Decision
Same-day
Funding
24–48 hours
Security
Not required
Products
1

Range
$10,000 – $250,000
Lightning Loan
6 mo bank statements only
Decision
30 minutes
Funding
2 hours
Security
Not required
Products
2

Range
$2,000 – $1,000,000
Prospa Small Business Loan
Driver licence, ABN, BSB, bank statements
Decision
Same-day
Funding
24 hours
Security
Optional
Products
3

Range
$10,000 – $150,000,000
ScotPac Cash Line
ID, bank link, accounting sync
Decision
24 hours
Funding
24 hours
Security
Not required
Products
4

Range
$5,000 – $2,000,000
Shift Term Loan
6-mo bank statements
Decision
24 hours
Funding
24 hours
Security
Varies
Products
2

Range
$5,000 – $100,000
Skyecap Business Loan
Bank statements + ID
Decision
Hours
Funding
2 hours
Security
Not required
Products
1

Range
$5,000 – $3,000,000
TruCap Unsecured Business Loan
6 months bank statements + ID
Decision
Hours
Funding
24 hours
Security
Optional
Products
2
How we pick them
We aren't building a phone book. Every lender on the Myfy panel has earned their spot by competing on these four things, in this order:
01
Honest pricing
Sharpest comparison rate in their lane, with no hidden establishment fees.
02
Fair contracts
Reasonable break costs and no unilateral rate-change clauses.
03
Fast settlement
Funds within 24 hours of contract for in-segment loans.
04
Real humans
A relationship manager we can call by name when something gets stuck.
Ready when you are
Free quote, no obligation, no credit impact. Take a look, decide later.